Home Insurance Claims can years of your time and can be very difficult to manage on you own.

Home Insurance Claims

Home Insurance Claims Issues
When your property suffers from tragic damage such as a fire. You would expect your insurance to cover all the costs of the repair.

Yet this is not always the case. Around 79% of all home insurance claims were successful. And the average pay-out was only £2,520.

Problems with Home Insurance Claims

There are many ways an insurance company can reject your claim. Some home insurance policy’s state that a home must be well maintained. Others will use complicated wording to make you think you have the correct cover.

Then when you come to make a home insurance claim, they use this against you and reject your claim.

When a claim gets rejected it can be very difficult to get the insurance to review the claim. Your best option is to hire a Loss Adjuster to represent you during your home insurance claim. While these services are usually not free the benefits definitely outweigh the price.

How a Loss Adjuster Can Help You

Many people have problems with their home insurance claims when the insuer rejects or denies thier claim

 

A Loss Adjuster will review your policy and pick out anything missed in your claim. From there

they will re-negotiate with the insurance. Then aim to get you an amount that can cover the costs of your repair.

This can sometimes mean your claim value rising by £5000. Or could mean your insurance provides you with emergency accommodation.

Whatever your insurance has stated in your policy a Loss Adjusters will aim to get.

When searching for a Loss Adjuster, there are a few things you should look out for. Any loss adjuster must register with the Financial Conduct Authority. Also checking that they are regulated by the Chartered Institute of Loss Adjusters.

These loss adjusters are the recognised industry experts and have achieved the highest qualification in claims management.

Both of these organisations impose a strict code of conduct. They ensure your treated fairly and ensures your settlement is safe from any unwanted interference.

Public Loss Adjusters

Public Loss Adjusters handle home insurance claims for the policy holder.

If you’re looking for a Loss Adjuster, I would have to recommend the Public Loss Adjusting Group. They have a highly sophisticated claims management service. They also have 75 years of combined experience in loss adjusting. Meaning they are very capable of handling your claim.

They cover all aspects of insured property damage. Such as fire, flood and storm damage.

Public Loss Adjuster are also a recognised supplier to the National Landlords Association. Who they provide a free 30 minute consultation to any members.… Read More

Loss Assessors look through your policy to ensure nothing is missed

Public Loss Assessors

Independent Claims Management 

Loss assessors are generally appointed by the policyholder instead of the insurance company and work just like a loss adjuster. The main difference is that they are employed to look after the interests of their client, the person who has informed their insurer that they have a claim.

Loss Adjusters are employed by insurance companies, it is commonplace for a small amount of bias for the insurance company to influence the claim. This is due to the fact that at the end of the day the insurance companies are paying their wages. Don’t you want a fully independent loss adjuster but don’t want to risk using an unregulated independent loss assessor?

Public Loss Adjusters

Public Loss Adjusters are loss assessors who are independent of insurance companies but are members of the Chartered Institute of Loss Adjusters and regulated by the Financial Conduct Authority. This insurance claims management company can manage your insurance claim from the start of contact right through to the full settlement of your claim and/or until your property is restored to its pre-loss condition.

Public Loss Adjusters are willing to go the extra mile by appointing independent surveyors to assess the full extent of the damage to ensure no bias is present during your comprehensive claim. They are a company that will take over all negotiations with your insurer on your behalf to ensure you can just sit back and watch the claim be solved.

Experience is key

These loss assessors can recommend a variety of experienced restoration companies who repair properties that have suffered the type of damage or damages that your property has. This ensures that the restoration works if carried out by their recommended companies will be of a professional standard.

Public Loss Adjusters are a fully independent loss adjusting company who will work tirelessly on your behalf, covering every aspect of your claim to ensure that you receive your full entitlement!

If you have a new or an ongoing insurance claim that is taking a long time to settle, maybe you should consider taking advantage of the services that Public Loss Adjusters offer. Simply call 08000 434 999 to talk to a professional today or visit https://www.publiclossadjusters.com/ for more information.Read More